home buying Santa Rosa Beach - Destin King Team https://destinkingteam.com Keller Williams Emerald Coast Florida Real Estate Wed, 28 Jul 2021 01:31:38 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 Mortgage Interest Deduction: A tip for home buyers https://destinkingteam.com/mortgage-interest-deduction/ Thu, 08 Apr 2021 15:49:53 +0000 https://www.destinkingteam.com/?p=480 Tax Day is officially one week from today! You may already have this season's tax work behind you, but here's a tip for the potential homebuyers of 2021.

Mortgage Interest Deductions are used as incentives to encourage people to make the biggest real estate purchase of their lives. With this deduction, taxpayers are able to reduce their taxable income by the amount paid in interest toward a mortgage for that year.

Considering the purchase of a home along the Emerald Coast?

Contact The King Team today and we can make the process go smoothly in a shorter amount of time.

]]> Mortgage Loan Breakdown: Home Buying Tips https://destinkingteam.com/mortgage-loan-breakdown/ Tue, 23 Feb 2021 16:33:09 +0000 https://www.destinkingteam.com/?p=394 Loan Term:

Fifteen vs. 30 year mortgage loan. Having a 30 year loan means lower monthly payments but the total amount paid in interest is less for a 15 year loan.

Interest Rate Options:

Fixed vs. Adjustable, with an adjustable rate mortgage (ARM), the interest rate is lower for the first several years. After that time period, the rate will fluctuate based on market conditions.

Loan Types:

Conventional Loans are the primary pathway for home mortgages, while FHA loans can be more easily attained by those with a lower credit score. Special Programs such as VA loans for veterans, active service members, and surviving spouses are backed by a VA guarantee. This means mortgage insurance is not required. They also drastically lower, or eliminate a down payment altogether. While that is desirable to some, people who qualify for a conventional loan pay less money in the long run.

CONTACT US TODAY

Let our Destin and Santa Rosa Beach real estate agents guide you through the home buying process. Whether you are looking to buy or sell a vacation rental property, move to the Destin or Northwest Florida panhandle area full-time, or make a PCS military move to cities near Eglin AFB or Hurlburt Field, we are here to help.

Give us a call or submit our online contact form.

]]> Need a bigger yard? https://destinkingteam.com/need-a-bigger-yard/ Fri, 19 Feb 2021 16:31:06 +0000 https://www.destinkingteam.com/?p=386 Call The King Team and let us do the digging. Our agents are well qualified to find the home you are dreaming of that meets the needs of the whole family--including your four legged family members.

CONTACT US TODAY

Let our Destin and Santa Rosa Beach real estate agents guide you through the home buying process. Whether you are looking to buy or sell a vacation rental property, move to the Destin or Northwest Florida panhandle area full-time, or make a PCS military move to cities near Eglin AFB or Hurlburt Field, we are here to help.

Give us a call or submit our online contact form.

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