Destin Florida Real Estate - Destin King Team https://destinkingteam.com Keller Williams Emerald Coast Florida Real Estate Wed, 28 Jul 2021 01:31:49 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 Private Mortgage Insurance / PMI in Destin, FL https://destinkingteam.com/private-mortgage-insurance/ Tue, 20 Apr 2021 15:40:22 +0000 https://www.destinkingteam.com/?p=500 PMI, or private mortgage insurance, protects the lender in case a homeowner is unable to pay their mortgage.

The price varies from $30-$70 a month for every $100,000 borrowed toward the home. Putting a down payment of 20% on a home will alleviate the need to have PMI.

In the event that the homebuyer puts less than that down, PMI payments are necessary until the amount of equity in the home is greater than 20%. At that point, be sure the mortgage payment reflects a decrease since the PMI is no longer required.

Are you considering buying a home in Destin or one of the surrounding areas in Northwest Florida?

Contact The King Team today. We can make the process go smoothly in a shorter amount of time.

]]> Mortgage Interest Deduction: A tip for home buyers https://destinkingteam.com/mortgage-interest-deduction/ Thu, 08 Apr 2021 15:49:53 +0000 https://www.destinkingteam.com/?p=480 Tax Day is officially one week from today! You may already have this season's tax work behind you, but here's a tip for the potential homebuyers of 2021.

Mortgage Interest Deductions are used as incentives to encourage people to make the biggest real estate purchase of their lives. With this deduction, taxpayers are able to reduce their taxable income by the amount paid in interest toward a mortgage for that year.

Considering the purchase of a home along the Emerald Coast?

Contact The King Team today and we can make the process go smoothly in a shorter amount of time.

]]> Gulf Front Lot Available - Destiny by the Sea https://destinkingteam.com/gulf-front-lot-available/ Thu, 04 Feb 2021 15:54:27 +0000 https://www.destinkingteam.com/?p=358 One of the last Gulf front lots available in Destiny by the Sea, listed at $2,490,000. Floor plan for this build is 6BR/5Ba, a total of 4,898 square footage with roof-top entertainment. Search other luxury properties in Destin and Santa Rosa Beach.

Contact Joni King for information: (850)685-2920

]]> Boost Curb Appeal https://destinkingteam.com/boost-curb-appeal/ Mon, 19 Oct 2020 15:42:04 +0000 https://www.destinkingteam.com/?p=219 A cost effective way to increase the value and salability of your home is to enhance curb appeal. Many people take on extensive home renovations, with the intent to raise the appraised value of their home, only to discover what they felt was valuable to their daily life was not seen as so by prospective buyers. Replace worn door knobs, turn the front door into a focal point with bold color, even add a porch swing. Spending a few hundred dollars on the exterior of a home can propel interested buyers to make an offer.

]]> Testimonial Tuesday - Destin real estate reviews https://destinkingteam.com/testimonial-tuesday/ Tue, 06 Oct 2020 17:18:03 +0000 https://www.destinkingteam.com/?p=205 "My wife and I bought our home with Johnny, it was the most exciting, comfortable, and professional experience we have ever had! The whole team was there for us every step of the way, any type of crazy question at any hour the King Team was/is there for us! Dianne who did a lot of the behind the scenes work was wonderful! Mr. John was unbelievable about giving us extremely professional advice that only someone who has been in the business for many years would have, And my realtor Johnny even helped me move in! The King Team is not only a team, but a family!"

]]> 2020 Making Strides https://destinkingteam.com/2020-making-strides/ Fri, 02 Oct 2020 11:00:00 +0000 https://www.destinkingteam.com/?p=177 Consumer Confidence reports for August show an upward trend in the confidence level Americans have regarding the US economy. While there is always fluctuation, national and global events historically drive the numbers higher and lower, not just the American economy, but the global economy as well.

]]> Title Protection: Don't lose the deed to your Destin home https://destinkingteam.com/title-protection/ Mon, 28 Sep 2020 17:45:40 +0000 https://www.destinkingteam.com/?p=172 How can a scammer actually steal a house?

The FBI calls it the "newest scheme on the block". Scammers, identity theft, and falsified documents lead to an unsuspecting homeowner losing the deed to their own home. This has happened in large cities across the country for decades. There are companies which advertise protection from such scams. But here are a few tips that can protect you for free.

Tips to protect your Destin home

  • Don't just throw away junk mail. Look for suspicious information, like a name you don't recognize. This could be a red flag that your identity has been compromised.
  • If you suddenly stop receiving utility bills or the bill increases dramatically in a vacant house, there may be people living in the home without your knowledge. Even more surprising, they may not know the documents "allowing" them to be in the home are false.
  • Check the property appraiser's website to verify your contact information. Keep it up to date periodically and check for any unusual activity.
  • If any of these situations happen to you, contact the proper authorities. Make copies of any suspicious documents and possibly consult an attorney to know your rights in a mortgage fraud dispute.

CONTACT US TODAY

Let our Destin and Santa Rosa Beach real estate agents guide you through the home buying process. We are here to help.

Give us a call or submit our online contact form.

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